Owner Occupied Commercial Property & Mortgage Loans

Owner Occupied Commercial Property Loans

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Property State *

Type of Property *

Your Credit

Loan Amount *
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Property Value *

Loan Type

Is 51% or more of the sq. ft. of the space occupied by the owner's business?

Yes No

I am the

Kind of documentation will be provided
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Email Address

Confirm Email Address

First Name(optional)

Last Name (optional)
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Phone number (optional)

Does your business currently accept payments via credit card?

Yes No

Would your business like information regarding our credit card services?

Yes No

Would you like a free property and casualty insurance quote?

Yes No
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Thank you for submitting the application, one of our loan officers will be in touch with you within 24 hours.

Feel free to call 800-710-6762 if your need is more urgent

Owner-occupied commercial mortgage loans are some of the easiest to obtain for established business owners. While there is a certain amount of paperwork involved in this type of property loan, lenders are anxious to offer such loans.

Owner-occupied commercial mortgage loans are designed for business owners who occupy at least 51% of a particular property.

Property owners must also be able to show two years of stabilized financial history and the ability to support such a loan.

In most cases, owner occupied commercial loans receive fast approvals, quick closings, and low down payment options.

Because of these benefits, more individuals are choosing owner-occupied commercial property loans in recent years to buy property for their businesses.

In most cases, an owner-occupied commercial property loan will be offered up to 80% with loan amounts up to $7.5 million.

Up to 10 year fixed rates, 25 year amortizations and no balloons are available on most property types.

Multiple pre-payment options are available.

Owner-occupied mortgage loans are ideal for such businesses as office space, warehouses, auto repair shops, convenience stores, retail spaces, light industrial and mixed use properties.

In most cases, this type of loan requires a 20% to 25% down payment for a purchase but not always.

Owner-occupied commercial loans are available in all states and include real estate opportunities to purchase, as well as refinance.

Current Interest Rates
Fixed Term	Amortization	Rate
5 years	25 years	4.83%
3 years	25 years	4.36%
3 months	25 years	4.25%
20 years	20-25 years	5% to 6%
10 years	25 years	6.17%